Wells Fargo Reflect Credit Card Review: Your Path to Financial Wellness, Benefits Explained



Wells Fargo Reflect Credit Card Review: Your Path to Financial Wellness, Benefits Explained

The Wells Fargo Reflect® Card* is designed to help cardholders achieve financial wellness through its unique combination of features and benefits.

One of the standout features of the Wells Fargo Reflect® Card* is its introductory period, offering a 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. This extended period allows cardholders to pay down balances and consolidate debt with no interest for over a year.

After the intro period, a variable APR of 17.99%, 24.49%, or 29.74% applies, depending on the cardholder's creditworthiness. It's essential to manage balances responsibly to avoid high-interest charges after the introductory offer ends.

For those looking to consolidate high-interest debt, the card offers a balance transfer fee of 5% or a minimum of $5 on qualifying balance transfers made within 120 days. This can be an effective way to save on interest and pay off debt more efficiently.

The Wells Fargo Reflect® Card* also provides up to $600 in cell phone protection when cardholders pay their monthly bill with the card. This valuable perk helps protect against damage or theft of the cardholder's cell phone.

Additionally, the card offers access to roadside dispatch, providing assistance in case of vehicle breakdowns, ensuring peace of mind during road trips.

While the card does not charge an annual fee, it's crucial to use it responsibly and avoid unnecessary debt to truly benefit from its features.

Overall, the Wells Fargo Reflect® Card* is an excellent choice for those seeking a path to financial wellness. With its extended 0% intro APR offer and valuable protection benefits, the card can be a valuable tool for managing finances and achieving long-term financial goals.

Annual Fee: $0

Tags

  • Wells Fargo Reflect Credit Card
    •  
  • benefits
    •  
  • review
    •  
  • intro APR
    •  
  • 0% intro APR for 21 months
    •  
  • 17.99% variable APR
    •  
  • cell phone protection.
    •  

Categories