Utica is a city in New York state in USA with a population of 59984 residents.. The poverty rate of Utica is 27.4%, which is 96% higher than national average. The typical household in Utica earns $42624 a year, compared to the national median of $67,500. Financial hardship is relatively common in the city as 1 in every 4 residents live below the poverty line, well above the national poverty rate of 14.1%. Additionally, more than 1 in every 10 area households live on an income of less than $10,000 a year. Nationwide, 5.8% of households do. Nearly 57% of households earn less than $50,000 a year compared to 39% national rate.

A high school education is a basic prerequisite for most jobs, and in Utica, only 81% of adults have a high school diploma, compared to the 87.7% of adults nationwide. The unemployment rate of Utica remained 7%, which is 49% higher than national rate. Nearly 1 times comparable to 4.7% national rate, according to the Census. Higher educational attainment can lead to improved job security and reduce the likelihood of financial insecurity. In Utica, only 20% of adults have a bachelor's degree and 30% have some college but no degree.

Cost of living in Utica is 86, which is 14% lower than national average. Median home value in Utica is $102400 , which is 55% lower than national average. While median income in Utica remained $42624, which is 37% lower than national average.