Ham Lake is a city in Minnesota state in USA with a population of 16630 residents.. The poverty rate of Ham Lake is 2.4%, which is 83% lower than national average. The typical household in Ham Lake earns $99736 a year, compared to the national median of $67,500. Nearly 25.1% of households earn less than $50,000 a year compared to 39% national rate.

A high school education is a basic prerequisite for most jobs, and in Ham Lake, only 95% of adults have a high school diploma, compared to the 87.7% of adults nationwide. The unemployment rate of Ham Lake remained 2.5%, which is 47% lower than national rate. Higher educational attainment can lead to improved job security and reduce the likelihood of financial insecurity. In Ham Lake, only 33% of adults have a bachelor's degree and 35% have some college but no degree.

Cost of living in Ham Lake is 114, which is 14% higher than national average. Median home value in Ham Lake is $325400 , which is 42% higher than national average. While median income in Ham Lake remained $99736, which is 48% higher than national average. Not only are incomes low in the town, but it also has a high cost of living, meaning a dollar does not go as far as it might elsewhere.